WHO WE ARE
My name is Dan Kalis. I’m the founder and Chief Capital Advisor of FullyFundable, and creator of The Infinite Funding Framework and The Reverse Funding Formula.
(Connect with me on LinkedIn or Facebook)
But I’m not your typical “funding guy” or business loan officer who’s never owned or sold my own business.
I’m an experienced entrepreneur who has started and built several companies — and exited one successfully.
I’ve advised hundreds of privately-owned businesses and been directly involved with funding thousands of entrepreneurs and real estate investors.
I’m not a banker, limited to one or two loan programs offered by my employer, but I work closely with many great bankers on behalf of my clients. I just wouldn’t recommend a business owner to work directly with a banker. There’s no benefit. With me as your advocate, advisor, and agent, you get so much more value, and in that capacity, it doesn’t cost you any extra.
Nor am I really a business loan broker, since brokers are by definition transactional middle-men, and we offer so much more — although when appropriate, we do secure loans and lines of credit from our preferred, vetted network of direct lenders — both public and private — and they pay us referral fees directly out of their own coffers.
But that’s just one small part of what I, and my team, do for clients.
At the core I’m a marketing and sales-obsessed Commercial Capital Advisor and investor who’s been in the finance business for more than 20 years, and loves working with fellow entrepreneurs to help them fund their business growth and achieve their most ambitious goals.
And I created FullyFundable and The Infinite Funding Framework because while every entrepreneur inevitably faces financial constraints at different points along their journey, they don’t necessarily need just a loan.
They need a capital strategy. A system. A game plan. A road map. No — a treasure map to the land of unlimited capital.
WHAT WE DO AND WHOM WE SERVE
In a nutshell, we empower and equip scalable entrepreneurs to access unlimited capital in multiple formats on-demand, as-needed, to accelerate and support business growth at all stages, avoid financial constraints, optimize cashflow, and acquire assets — without getting crushed by debt.
Our clients are established entrepreneurs with ambitious growth plans and goals.
But often, their capital position (and lack of a capital strategy) is insufficient for those goals.
Too often, they come to us right before they’ve completely run out of cash. In some cases, they already have.
Sometimes it’s too late. The airplane is out of fuel, has lost too much altitude, and is about to crash and burn.
But oftentimes we still figure out a way to get them out of the tailspin and regain enough altitude to keep flying.
That’s where most business lenders stop.
But it’s just the beginning for us and our clients. A Fully Fundable company never runs out of, or even low on, cash because they are fully optimized for liquidity and leverage.
Ideally, these types of clients would have come to us much sooner for a funding refueling, when their gas tank (cash reserves) was still half full, not once the low fuel light came on.
That’s where we come in.
We help you:
- Access $100K to $1M+ in new working capital one way, or another, now and continually as needed in the future
- Fix and optimize your overall fundability so you qualify for the best programs and attract the best funding sources at every stage
- Unlock hidden capital already inside your business that effectively has a zero cost
- Build a massive Private Treasury with surplus cash so you never run dry again, and can truly build wealth from your business
As an example, we help some qualified clients access up to 5 years of future profits now through SBA loans, effectively handing you the keys to a Financial Time Machine, with which you can leverage the time value of money in your favor.
We prefer to work with entrepreneurs who have the skills, opportunities, systems, resources, and support to multiply capital by 3x, 5x, even 10x or more, through a variety of high-ROI activities like marketing and advertising, hiring and team-building, technology upgrades, and other forms of expansion, including business acquisitions.
If you can borrow OPM (Other People’s Money) at 10% and get a return of 300% (or 3x), your yield is 30x. This is the power of combining leverage and arbitrage, and the domain of the ultra-wealthy — something most entrepreneurs never think about, let alone apply in their life.
But now you can, with our professional guidance.
So who should you turn to for help accessing the best type and right amount of capital for your situation?
A business loan broker? A banker? Your CPA?
HOW WE’RE DIFFERENT
Let’s be honest — business loan brokers chase commissions, so they show you only the lenders that pay them, and most will only pitch loan products that close fast, and pay them 10x higher commission rates than an SBA loan would.
So, guess which types of loans most of them are going to prioritize and pitch to you?
On the other end of the spectrum, most bankers are salaried gatekeepers bound by what their institution sells. They’re trained and incentivized to protect the bank’s balance sheet, not to maximize yours — and banks are notoriously slow and inefficient (unless there is someone like me consistently pushing the loan forward).
And, your CPA might be a financial genius, but in my experience most don’t actually know how to apply all that numerical knowledge to helping their clients get a good loan, find a suitable investor, win a grant, or become generally more attractive to anyone with capital to offer.
Seems like a pretty biased, limited, and even rigged system, right? That’s because it is. And most business owners just settle for the first loan that gets offered to them. You don’t have the time or energy to find, vet, negotiate, and communicate with dozens of different funding sources because you have a business to run.
That’s why we work and earn our money differently, as I’ll explain more in a moment.
We actually have access to 7 completely distinct funding categories (loans being just one of them), with more than 100 different programs, strategies, and sources within those 7 categories — most of which loan brokers aren’t even aware of, and bankers literally can’t even offer you. NOT 100+ different lenders or investors or grant-makers. There are literally thousands of those, and we only work with the best of the best in each of those categories. We’re talking about hundreds of different TYPES of funding! The average entrepreneur probably can’t name more than 5 or 10.
- Debt/Credit
- Equity
- Grants
- Acquirers
- Suppliers/Vendors
- “Organic Capital”
- Your own Private Treasury
Helping you access unlimited capital through one or more of these funding categories is our business, and we do it well.
We don’t assume you need a loan — even if you ask for one.
We consider you for debt and credit options, equity-based financing, grant funding, and a multitude of “organic” funding strategies that don’t require applications, pitch decks, or being dependent on outside sources.
We act as your holistic capital architect, advisor, and advocate.
We look at your current situation, your business goals, your strengths and weaknesses, and your financials — and then we reverse engineer the optimal capital strategy.
If and when we do go to lenders, we don’t just submit your file and disappear.
We check in constantly. We push things forward. Because if you don’t nudge a banker every 1–2 days, your file can sit untouched for weeks.
“Oops! Sorry, the underwriter was on vacation for two weeks and didn’t have anyone to cover for them with your file.”
And, if we do get a loan for you, whether with ideal or less-than-ideal terms (based on your current qualifications), we will immediately help you start to neutralize the effects of those payments and pay it off way early through our Reverse Funding Formula.
The bottom line is we’re here to help you become — and stay — Fully Fundable for the life of your business, until the ultimate form of funding occurs when you exit and sell your business for top dollar, on your terms, because a fully fundable business allows exactly that when the time is right.
Now let’s talk about how we work with clients in a different capacity than anyone else in the industry.
As a reminder…
Loan brokers are essentially commission-based debt salesman. Maybe you can trust them. Maybe you can’t. But one thing is for sure, they are motivated by very different things than you are when it comes to getting funding.
Bank loan processors, underwriters, and closers essentially operate like government bureaucrats — paid on salary with great benefits, including lots of vacation time, slow to act, trained to be resistant, and motivated by not losing their job more than by closing loans.
Unlike those only two typical options for getting a business loan, we charge a retainer for our professional Capital Advisory services.
A true professional—your attorney, CPA, or financial planner—charges a fee for expertise, time, and fiduciary focus.
We do the same.
Our retainer model…
- Eliminates conflicts of interest. It allows us to work for you, not for the lenders who pay us for referring you, and we’re free to recommend any source that best serves your objectives—including banks that pay no broker fees at all, or more than 100 other options no one else will reveal to you.
- Buys deep strategic thinking. An off-the-shelf loan quote takes minutes; designing a holistic capital strategy that integrates debt, equity, grants, and internal organic strategies takes research, analysis, and creative problem-solving. The retainer funds that work.
- Levels the playing field. You know exactly what you’re investing; we know exactly whom we serve. Both sides have skin in the game, which keeps communication tight, documents flowing, and momentum high.
- Aligns long-term incentives. We’re rewarded for improving your capital position—not for closing a single transaction. Results compound, and so does the relationship. Our focus is on advising, empowering, equipping, and advocating for you.
- Ensures premium quality: When you get something for free, YOU are the product. When you pay a premium for something, you highly value it and make it a top priority.
The retainer amount depends on the size and complexity of your company — which we’ll determine together after a short discovery call.
We even have some flexible payment options.
But here’s the key:
Before we review financials or get on a strategy call, you need to be open to, okay with, and capable of investing in a retainer, in general.
Because if you’re looking for a loan quote in 10 minutes or a one-size-fits-all product… we’re not the right fit.
By now, you should know if this is the right path for you and your business.
However, because of the how closely we work with our clients, we can’t work with dozens of companies at the same time, like a faceless factory lender does, so we do require our clients to go through a short but vital application process, starting with a funding inquiry and assessment form that should take you less than 30 minutes to complete. Once we review your application, if we believe we can properly help you, we’ll reach out to offer you a day and time on our calendar for a 30-minute Capital Advisory Client Interview.
If this type of capital advisory relationship resonates with you, please get started with your application right away! (Linked below)
In the meantime, we also encourage you to watch our online presentation of The Infinite Funding Framework to learn a lot more about our funding and growth philosophies, processes, and strategies that equip and empower our clients to access unlimited capital on-demand, as-needed for the life of their business, to accelerate and support growth, blow through financial constraints, and create enormous wealth from their business, without getting crushed by debt.
We look forward to hearing from you — and possibly working closely with you — very soon. Thanks!