Affiliate & Referral Partners

Send us the deal. Keep the relationship. Share the commission.

You already have the clients who need capital. We place it with discernment, not a product to push, and pay you 20% of our gross commission on every deal that funds. Your client gets an advisor who protects them. You get paid for the trust you spent years earning.

Become a Referral Partner Talk to Dan first

A referral is trust, not a transaction

When you send a client toward capital, you spend something you cannot quickly rebuild: their confidence in your judgment. If they land with the wrong lender, the bad experience attaches to your name, not the lender's. FullyFundable is built as a discernment broker. We size the capital to the real need, we tell clients plainly when the math does not work, and we walk away from deals that only a desperate borrower would take. That discipline is the reason it is safe to put your name next to ours.

Who refers well

If you sit close to a business owner's money, growth, or operations, you see capital needs before the owner acts on them. These partners refer most naturally.

CPAs and accounting professionals

You see the cash flow gap before the client feels it, and you know which clients are growth constrained versus bleeding. A referral costs you nothing and makes you more valuable to the client, not less.

Business consultants and coaches

Capital needs surface in almost every engagement. Funding is usually the one question you cannot answer inside your scope. Now you can, without leaving your lane.

Marketing agencies

Your clients spend to grow. When the spend outruns their cash, campaigns stall and accounts churn. Capital keeps the client funded and your retainer in place.

Trade associations and member networks

Your members trust what you endorse. A vetted capital partner is a member benefit that serves the membership and creates non-dues revenue for the association at the same time.

Franchise networks

Franchisees need capital at predictable moments: buildout, equipment, a second unit, a refresh. One partner who understands the system can serve the entire network.

Program specific lenders

If you place one narrow product, business credit card stacking and bank term loans, for example, you turn away everyone who needs an MCA, an SBA loan, asset based lending, or equipment financing. Refer those out of scope deals instead of losing the client. You serve them fully and earn on the work you do not originate.

What you earn

You earn 20% of the gross commission FullyFundable collects on every referral that funds. Commissions vary by program and deal size. A small placement might generate a $1,000 commission. A large or complex one can reach $100,000. Most funded deals land between $5,000 and $20,000 in commission, which puts your share between $1,000 and $4,000 per referral. You are paid on what closes, and your share comes out of our commission, never out of your client's proceeds.

Twenty percent is the floor, not the ceiling. With consistent volume, we will revisit your rate case by case and active partners can earn 30% or even 40% of gross commission.

Smaller deals

$200

20% of a $1,000 commission

Most common

Typical deals

$1,000 to $4,000

20% of a $5,000 to $20,000 commission

Larger deals

up to $20,000

20% of a $100,000 commission

Figures shown at the base 20% rate.

When and how you get paid

Each funded referral clears a 30-day clawback period. Once that period clears, your commission is paid by the 15th of the next calendar month. Our preferred method is Zelle, which carries no fees for either side. We confirm your payment details during onboarding.

How it works

1
Introduce the client. A quick email, text, or direct message is all it takes. We handle everything from there.
2
We run discernment. We assess the real need, size the capital correctly, and place it with a vetted lender, or we tell the client honestly when no good deal exists.
3
The deal funds, you get paid. After the funded deal clears a 30-day clawback period, you receive your commission by the 15th of the next calendar month, paid by Zelle.

We track and attribute every referral by hand in our CRM, so a warm introduction by email, text, or direct message is always all you need. Once you have referred three clients who close, we set you up with your own trackable version of our funding inquiry page, so higher volume referrals can flow in without a manual handoff. The warm introduction stays available to you either way.

Why partners send us their deals

We cover the categories a single lender cannot: revenue based advances, SBA loans, equipment financing, working capital lines, asset based lending, and more. That breadth means you can refer almost any capital need to one partner. And because we are paid to place capital well rather than to move a single product, the advice your client receives is the advice you would give if you did this full time.

Vet us the way we vet lenders

You are about to put your name next to ours. You should know exactly who you are sending your clients to. Look around before you commit.

Our funding menu

See the full menu of capital we place, from revenue based advances to SBA loans, equipment financing, and working capital. This is what your clients gain access to.

Learn more

About FullyFundable

Learn who we are and why we built a capital advisory firm instead of a product shop. This is who your clients will be working with.

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How we're different

The discernment broker model, in our own words. This is the standard your clients are protected by.

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The blog

Read how we think about capital, cost, and the deals worth walking away from. The clearest window into the advice your clients will receive.

Learn more

Start referring

If you have clients who need capital, you already have the hardest part of this business. Let us talk about how a referral partnership fits your practice.

Become a Referral Partner

dan@fullyfundable.com|480-630-9460

Referral compensation is governed by a written affiliate agreement. Final terms and eligible programs are confirmed during onboarding. SBA referrals are disclosed on SBA Form 159 as required.